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Checking Products
Freedom Checking

The "Freedom Checking Account" is a service charge-free checking account offered to all personal accounts. With this account, no minimum balance is required with unlimited check writing. And better yet, no hassle of monthly service charges.

Please visit our office at Shelbina or Clarence to open your account today!

Community Club Accounts
*Set service charge each month
*Unlimited check writing
*No minimum balance
*Account benefits

Club accounts are the perfect answer to those who write a lot of checks but maintain a lower average balance. Other benefits of the club account are:
  • Discounted Personalized Checks
  • Lost Key Return
  • Free Notary Service
  • Household Inventory form
  • Hotel/Motel Preferred Rates
  • Photocopy Service
  • Accidental Death & Dismemberment Insurance
  • No issue charge on Travelers Checks or Money Orders
  • Discount Travel Services
  • Discount Car & Truck Rental
  • Discount Wire Transfers
  • Discount Hotel Savings Book
  • Safe Deposit Box Discount

Fees for the club account range from $6.00, $7.00 or $8.00 per month depending on the plan that best fits you.  

Benefits and Insurace Products are:

  • Not a Deposit
  • Not FDIC Insured
  • Not Insured by Any Federal Government Agency
  • Not Guaranteed by the Bank

     


    Come in our Shelbina or Clarence location to open your Club Account today!

    		•
    Community Club 55
    This account is designed for those 55 years of age and older. There is no charge when a $1,000.00 minimum daily balance is maintained. Should the balance fall below the minimum, a fee of $6.00 will be assessed to the account.

    Benefits for the Club 55 include:
    • Unlimited Checking
    • Discount Travel Services
    • Free Notary Service
    • Discount Wire Transfers
    • Photocopy Service
    • Discount Wire Transfers
    • No issued charge on Travelers
      Checks and Money Orders
    • Discounted Personalized Checks
    • Lost Key Return
    • Credit Card Protection Services
    • Household Inventory From Safe Deposit Box Discount
    • Accidental Death & Dismemberment Insurance

    Benefits and Insurace Products are:

  • Not a Deposit
  • Not FDIC Insured
  • Not Insured by Any Federal Government Agency
  • Not Guaranteed by the Bank

    Come in and open your Community Club 55 account today!

    • Community Club 55 Plus
    This account is designed for those 55 years of age and older. This is an excellent account for those writing several checks and not wanting to maintain a specific account balance. The cost of the account is $4.00 per month and includes the following benefits:
    • Unlimited Checking
    • Discount Travel Services
    • Free Notary Service
    • Household Inventory Form
    • Safe Deposit Box Discount
    • Personal ID Systems
    • Discount Car & Truck Rental
    • Discount Hotel Savings Book
    • Increased Accidental Death & Dismemberment Services
    • No issue charge on Travelers Checks and Money Orders
    • Discounted Personalized Checks
    • Lost Key Return
    • Credit Card Protection Service
    • Photocopy Service
    • Discount Wire Transfers
    • Discount Pharmacy Products
    • Hotel/Motel Preferred Rtaes

    Benefits and Insurace Products are:

  • Not a Deposit
  • Not FDIC Insured
  • Not Insured by Any Federal Government Agency
  • Not Guaranteed by the Bank

    Come in and open your Community Club 55 Plus account today.

    		•   

    NOW Account
    Earn competitive interest on your checking account by maintaining an average daily balance of $1,000.00. The interest paid on the account is as follows:

    Regular Now Account Interest Rate APY*
     

    .10%

    .10%
    Benefits include:
    *Earn competitive interest
    *Unlimited check writing
    *No monthly service charge when $1,000.00 daily balance is maintained. Should the average daily balance fall below the minimum, a fee of $6.00 will be assessed to the account.
    *Minimum balance to open the NOW account is $1,000.00.
    *APY = Annual Percentage Yield
    The Average daily balance is determined by adding the ending balance of each day and dividing the number of days in the period.
    *Fees may reduce earnings on the account.

    *Rates are effective February 27, 2013 and are subject to change without notice.

    Please visit our office at Shelbina or Clarence to open your account today!

    Super NOW Account
    Earn competitive interest on your checking account by maintaining an average daily balance of $2,500.00. The interest paid on the account is as follows:
    Super Now Account Interest Rate APY*
     

    0.10%

    0.10%
    Benefits include:
    *Earn competitive interest
    *Unlimited check writing
    *No monthly service charge. If the average daily balance falls below $2,500.00, the interest rate paid on the account is reduced to .10% APR with a .10% APY.
    *Minimum balance to open the Super NOW account is $2,500.00.
    *APY = Annual Percentage Yield
    The Average daily balance is determined by adding the ending balance of each day and dividing the number of days in the period.
    *Fees may reduce earnings on the account.

    *Rates are effective February 27, 2013 and are subject to change without notice.


    Please visit one of our offices at Shelbina or Clarence to open your account today!

    As of December 31, 2010 all non-interest bearing transaction accounts are fully insured by the FDIC. Click here to read the important disclosure regarding this change.